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Florida's Private Lender — Statewide — No Primary Residences

Fast Capital for Florida
Real Estate Investors

Fix & flip loans, bridge financing, and renovation capital for investment properties across all of Florida. Close in days, not months.

Apply for Funding View Loan Programs
5–7days
Average time to close
Up to 75%
LTV on investment property
$100K–$5M
Loan range
All of FL
Statewide Florida lending

Capital built for
every deal type

Whether you're flipping, bridging, or building—we have a loan structure designed for your strategy.

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Bridge Loans
Short-term bridge financing to acquire your next investment before your current property sells or refinances.
  • 3 to 12 month terms
  • Fast close — as few as 5 days
  • Single-family, multi-family, condo
  • No prepayment penalty options
  • Cross-collateral available
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Renovation Loans
Financing for investors upgrading rental properties, adding units, or doing light-to-heavy rehab.
  • Funds disbursed via draw schedule
  • Up to 90% of renovation cost
  • Inspections handled quickly
  • Rental property eligible
  • Fits BRRRR strategy
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Investment Property Loans
Acquisition financing for non-owner-occupied residential and small commercial investment properties statewide.
  • SFR, duplex, triplex, quad eligible
  • Small multifamily & mixed-use
  • Up to 70% LTV on acquisition
  • LLC borrower accepted
  • No seasoning requirement

Close in days,
not months

We've eliminated the red tape. Here's how simple it is to get funded with FundFast247.

01

Submit Your Deal

Fill out our short form with property details, your target loan amount, and deal strategy. Takes under 3 minutes.

02

Review Within 24 Hours

We review your deal within 24 hours and come back to you with a term sheet or follow-up questions. No long wait times, no runaround.

03

Appraisal & Title

We order a quick desktop or drive-by appraisal and work with your title company to prep for closing.

04

Fund & Close

Wire hits your title company. You close. Start your project. We're your capital partner from deal one.

Private lending
done right

We're not a bank. We're a Florida-based private lender that moves at the speed your deals require.

Speed Is Our Product

Most deals close within 5–7 business days. Approvals in 24 hours. We don't make you wait.

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Florida-Focused Expertise

We lend statewide across Florida, with deep expertise in Palm Beach, Broward, and Miami-Dade — three of the state's most active investment markets.

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Investor-First Approach

LLC borrowers welcome. No owner-occupied. No consumer runaround. We speak your language.

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Minimal Documentation

Asset-based underwriting. We focus on the deal, not your tax returns. Credit-flexible programs available.

Typical Loan
Parameters
Loan Range$100K – $5M
Max LTVUp to 75% ARV
Terms3 – 24 months
Property TypesSFR, Multi, Commercial
Owner-OccupiedNot Eligible
LLC Borrowers✓ Accepted
Closing Timeline5–7 Business Days
Markets ServedAll of Florida

Lending across
all of Florida

We lend statewide across Florida, with our deepest expertise and fastest closings in South Florida's three most active investment markets.

Primary Market
Palm Beach County
West Palm Beach · Boca Raton · Delray Beach · Wellington

Palm Beach County is one of Florida's strongest investment markets, driven by luxury demand, migration from the Northeast, and a surging fix-and-flip market. We are deeply embedded in this market and close deals here faster than anywhere else.

Strong fix & flip activity · Rising ARVs · Active rental demand

Core Market
Broward County
Fort Lauderdale · Hollywood · Pompano · Deerfield Beach

Broward's diverse housing stock makes it ideal for renovation and value-add investment strategies. From workforce rentals in Pompano to waterfront flips in Fort Lauderdale, we fund deals across the county with the same fast timelines.

Value-add rentals · Bridge opportunities · Mid-market flips

Active Market
Miami-Dade
Miami · Coral Gables · Hialeah · Homestead · Doral

Miami-Dade's international buyer pool, luxury condo market, and high-velocity investment activity make it one of the most exciting real estate markets in the country. We fund residential and small commercial investment deals across the county.

Luxury flips · High-velocity acquisitions · International investors

What Florida investors
say about FundFast247

Real feedback from real estate investors we've funded across Florida.

As an LLC borrower doing BRRRR deals, most lenders slow you down or make you jump through hoops. These guys understood my strategy from the first call, structured the loan perfectly, and the draw process on the rehab was seamless.
JT
Jason T.
Pompano Beach, FL · 4 deals funded
Renovation Loan
I needed a bridge loan fast to lock up a Miami duplex before another buyer came in. FundFast247 made it happen in 6 days. No drama, no nonsense — just a clean close. I'll be back for every deal I do in South Florida.
AL
Angela L.
Miami, FL · 3 deals funded
Bridge Loan
What I appreciate most is that they actually understand real estate investing — not just lending. When I explained my exit strategy they got it immediately and structured terms that made sense for the deal. Closed a Boca flip in under 2 weeks start to finish.
DK
David K.
Boca Raton, FL · 5 deals funded
Fix & Flip
First time using private money and I was nervous about the process. The team walked me through everything clearly — no surprises at closing, terms were exactly what was agreed. My Delray Beach flip sold in 11 days on market. Already submitted deal number two.
SP
Sofia P.
Delray Beach, FL · 2 deals funded
Fix & Flip
I do value-add multifamily in Broward and finding a lender who understands that strategy — not just single-family flips — is hard. FundFast247 got it. Funded a 4-unit renovation in Hollywood, drew funds on schedule, and communication was excellent throughout.
RC
Roberto C.
Hollywood, FL · 3 deals funded
Renovation Loan

What is a Private Lender
and why use one?

Hard Money vs. Bank Financing for Investors

Traditional bank loans are built for owner-occupied buyers with W-2 income, strong credit, and months to wait. Real estate investors don't operate that way. Hard money and private lending was created specifically for investment property—faster closings, asset-based underwriting, and flexible structures that banks simply cannot offer.

FundFast247 is a Florida-based private lender that focuses exclusively on non-owner-occupied investment real estate. We never lend on primary residences. This focus means our underwriting, speed, and terms are optimized for the investor—not the homebuyer.

Why Florida Investors Choose Private Capital

Florida's real estate market moves fast. In competitive markets like Palm Beach County, Broward, and Miami-Dade, winning deals requires speed. A 30-day bank closing loses to a 7-day cash-or-private-lender close every time. Private lending levels the playing field.

From BRRRR investors and house flippers to developers and landlords building portfolios, private capital gives Florida investors the leverage and speed they need to scale. FundFast247 offers the same deal structure whether it's your first investment or your fiftieth.

Fix and Flip Loans in South Florida

The fix and flip market in Palm Beach, Broward, and Miami-Dade remains one of the most active in the U.S. Rising ARVs, strong buyer demand, and a deep inventory of distressed properties create consistent opportunity for experienced renovators. FundFast247 provides the short-term capital to acquire and rehab with confidence—funding both the purchase and rehab costs in a single loan.

Investment Property Loans — Business Purpose Only

All FundFast247 loans are made exclusively for business or investment purposes on non-owner-occupied properties. This means our loans are not subject to consumer lending regulations under TILA or RESPA—allowing us to move faster, with less documentation, and with terms that make sense for investors. Borrowing through an LLC is accepted and encouraged for asset protection.

Frequently Asked
Questions

Do you lend on primary residences?
No. FundFast247 lends exclusively on non-owner-occupied investment and commercial properties. We do not make consumer mortgage loans. All borrowers must certify that the property is for investment or business use.
Can I borrow through my LLC?
Yes, and we encourage it. Most of our loans are made to LLCs or other business entities. This keeps your personal and investment assets properly structured. We will typically require a personal guarantee from the principal member.
What credit score do I need?
We are asset-based lenders, meaning the property and the deal matter more than your credit score. We do review credit as part of the process but have no hard minimum. Strong deals with equity can get approved even with imperfect credit.
How quickly can you really close?
For clean deals with clear title, we routinely close in 5–7 business days. Complex deals or those requiring full appraisals may take 10–14 days. We always communicate timelines upfront.
What areas of Florida do you lend in?
We lend statewide across Florida. Our primary focus and deepest expertise is in Palm Beach County, Broward County, and Miami-Dade County, where we close deals fastest. We also actively lend in Orlando, Tampa, Jacksonville, and throughout the rest of Florida. If your investment property is in Florida, reach out and we'll let you know if we can get it done.
Do you fund the renovation / rehab costs?
Yes. On fix & flip and renovation loans, we can include rehab costs in the loan, disbursed via draw schedule tied to construction milestones. We work with your contractor and handle inspections efficiently to avoid delays.
What are your rates and fees?
Rates and fees vary based on loan type, LTV, property, and borrower experience. We don't publish one-size-fits-all pricing because every deal is different — a well-structured deal with strong equity gets better terms than a thin one. Submit your deal and we'll give you a full term sheet with transparent pricing before any commitment.

Ready to fund
your next deal?

Submit your deal in under 3 minutes. We'll review it within 24 hours and reach out with a term sheet or follow-up questions.

Review Within 24 Hours Submit today, hear back within one business day.
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No Obligation Getting a term sheet costs you nothing.
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All of Florida Statewide lending — Palm Beach, Broward, Miami-Dade & beyond.
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Investment Properties Only No owner-occupied. No primary residences.
Submit Your Deal
We review every submission same business day.

🔒 Your information is private. Investment properties only. Not for primary residences.